Depending on the amount of your student loan indebtedness, this can make qualifying difficult or in some instances impossible
For dealing with this 100% electronically, it was pretty much perfect and the title company and our agent agreed the communication was fantastic. I would have no issues using Drake and team on the next house. Dr. Macey DelCambre. MD and Barry DelCambre Jr., Oregon Health and Science University
3. Conventional and FHA loans typically require you to qualify based on 1% of your outstanding loan balances as a monthly payment. We speak with clients regularly who are declined for conventional or FHA financing elsewhere, only to be approved with our medical professional programs without any problem.
Josh Mettle and team were amazing! I would highly recommend them to anyone looking to make their home buying experience easy and stress free. Originally we started with another mortgage company and we were dragged along until 10 days before closing when they decided they couldn’t help us anymore. We were moving from California and already had jobs in Utah. And now we were 10 days away from being homeless. That’s when Josh and team came in to save the day. What the other company couldn’t do in a month Josh and team did in 10 days. Thank you so much for being our mortgage superheroes!! Marissa Schultz, Eagle Mountain, UT
We had such a wonderful experience with The Physician Group. We were not sure if we would qualify and we were overwhelmed with all that we needed to do to buy a house. You guys took all the stress from off our shoulders and took care of everything so quickly. We could not be more happy with our new home and we owe it to you guys for making it happen! We have already referred some friends and will continue to do so! Thanks! Dr. Kyle Cordner D.D.S. and Natalee Cordner, Dentist, Shaliily Dentistry
Shortly after moving to Utah my wife and I realized that we needed to move out of our apartment and buy our first home. As young professionals, a dentist and attorney, we had been in our fields for less than six months. We started searching for lenders that would work with us to get a mortgage. I spoke with several brokers that quickly informed us there was nothing they could do for us. I contacted Ross Zimmerman and he ensured us he would do everything he could to help us find a mortgage. He was quick to respond and made sure that he had everything he needed to search for a lender that would work with us. Although it wasn’t easy, he was able to find a lender that was willing to work with us. He and his support staff, particularly Cathy Richardson, were very professional and helpful guiding us through the process. They were always very responsive and informative when we had questions. They were able to secure a lender and help us get to closing. Instead of checking with other brokers, start with Ross Zimmerman and his team. They will do what it takes to get you into your new home. Luke Shaw and Dr. Rachel Shaw, DMD, Springville Dentistry, Springville, UT
We had a complicated loan, and Brandon somehow made it all work. We also ran into some timing issues with closing, but in the end we were well taken care of. Brandon’s team took a tough job and made sure we had everything we needed. Thank you to Brandon and his great team! Natalie Killpack and Ryan Empey, M.D., OB/GYN, Granger Medical, Riverton UT
Today we were able to close on our home and sign all the documents. I just wanted to say thank you to everyone involved. Mostly to Brandon who admittedly considered buying a room size white board to make my loan happen ever since our first communication clear back in December. I’m sure my phone calls were not always the most pleasant and full of questions, but Brandon was nothing but pleasant and professional throughout. I also want to thank Josh for stepping in at the end to make sure we got this done. Once again, thank you from both me and my wife. Good luck with the other 100+ closings this month. Eric Lindley, MD, Interventional Cardiology Fellow 2014-2015, University of Utah Medical Center Division of Cardiovascular Medicine
As recent graduates of a graduate program we had accumulated A LOT of student loan debt
My experience was great. Everyone was very helpful. I appreciated Evelyn coming to the closing and answering questions as we went along. Thanks again! Dr. Dan Thunell, DDS, Wasatch Periodontics
Sarah and I were getting fed up with the run-around from other lenders. We wanted to buy a house after I graduated medical school, and we didn’t think that getting a loan would be difficult since I would be making an income as a resident, then become a physician in three years. I had a residency contract stating how much I would earn, but that wasn’t enough for the lenders we went to.
We wish we would have found this team sooner. We found the house we wanted to buy and thought things were going to work out fine. They didn’t however, due to issues with the students loans. We tried 5 other bank/lenders before we finally found Josh and his team. They were fantastic and kept us up to date throughout the whole process. One of the team members even sat and listened while I had a break down after hitting what I thought was going to be another no’ ending. She reassured me that they were there to help us get this done.
They knew exactly how to get a home loan done for our situation
My personal experience on getting a loan is a lot like raising kids. As soon as you say you are involved, everyone has advice for you on what to do. I must have had 25-30 friends and colleagues tell me where to go to get the best rate. Normally I’m the type of person to shop around for a good deal. Not in this case though Josh is our lender and will continue to be as long as we are in Utah. Dr. John Yates
Jordan was great! He advocated for me through some bumps in closing. Dr. Jessa Derania, Resident Physician, Tulane University, New Orleans, Louisiana
Drake Bloebaum and team were very pleasant to work with! The process was quite simple; from the online application, to pre-qualification, everything was a snap! The closing process was a breeze and Drake answered every one of my annoying questions through my first time home buying experience! Who knew things could be this easy? See attached for a fun picture taken by the previous home owners! I will refer anyone I can, I know mortgage/loan companies are a very competitive industry! Christopher Cook, Syracuse, Utah